What is the UBA Transfer Code?

In today’s fast-paced world, convenience and accessibility are paramount, especially when it comes to managing your finances. The United Bank for Africa (UBA) recognizes this need and offers a user-friendly solution: the UBA transfer code. This innovative feature allows you to perform various banking transactions directly from your mobile phone, eliminating the need for internet access or visiting a branch.

What is the UBA Transfer Code?

What is the UBA Transfer Code?

The UBA transfer code is a USSD (Unstructured Supplementary Service Data) code that provides a secure and convenient way to conduct banking activities on your mobile phone. By dialing *919#, following the prompts, you can access various services, including:

  • Money transfers: Send money to other UBA accounts or accounts with other banks in Nigeria.
  • Airtime recharge: Top up your own phone or others with airtime.
  • Bill payments: Pay your utility bills, subscriptions, and other recurring charges.
  • Account balance inquiries: Check your account balance and transaction history.
  • Mini-statement requests: View recent transactions on your account.

Benefits of Using the UBA Transfer Code:

  • Convenience: Access banking services anytime, anywhere, without needing an internet connection.
  • Security: UBA employs robust security measures to ensure your transactions are safe and protected.
  • Accessibility: The service is available on all mobile networks and phone types in Nigeria.
  • Cost-effective: Transactions performed using the transfer code typically attract lower fees compared to other channels.

How to Use the UBA Transfer Code:

  1. Dial *919# on your mobile phone.
  2. Follow the on-screen prompts to select the desired service.
  3. Enter the required information, such as recipient account number, amount, or your PIN.
  4. Confirm the transaction details.
  5. You will receive a confirmation message upon successful completion of the transaction.
Must Read  How to Qualify for a GTBank Loan: A Comprehensive Guide

Important Notes:

*919# Funds Transfer

Send money to any UBA bank account, Uba prepaid card, other banks and financial institutions.

  • Activate your UBA mobile banking service before using the transfer code. You can do this through your UBA branch, ATM, or online banking platform.
  • Ensure you have sufficient funds in your account to cover the transaction amount and any applicable fees.
  • Keep your PIN confidential and avoid sharing it with anyone.
  • Review transaction details carefully before confirming to avoid errors.

Frequently Asked Questions (FAQs):

  • What is the UBA transfer code for sending money to another UBA account?

Dial *919*3*Account Number*Amount#.

  • What is the UBA transfer code for sending money to another bank in Nigeria?

Dial *919*4*Account Number*Amount#.

  • What is the daily transfer limit using the UBA transfer code?

The daily transfer limit varies depending on your account type and may change over time. It’s recommended to contact UBA customer care for the latest information.

  • Can I use the UBA transfer code outside Nigeria?

The service is currently available only in Nigeria.

  • Do I need to register for the UBA transfer code? No, registration is not required. The service is automatically available to all UBA account holders.
  • Is there a limit on the amount I can transfer using the code? Yes, there are daily and monthly transfer limits depending on your account type. You can contact UBA customer care for more information on specific limits.
  • Can I use the UBA transfer code outside Nigeria? The service is currently only available within Nigeria.
  • What if I forget my PIN? You can reset your PIN through the UBA mobile app or by visiting your nearest UBA branch.
  • How to Send money to a UBA account?Dial *919*3*account number*amount# from the phone number you registered with UBA, then follow the simple steps.
  • How to Send money to a UBA Prepaid Card?Dial *919*32# from the phone number you registered with UBA
  • How to Send money to other banks? Dial *919*4*account number*amount# from the phone number you registered with UBA.
Must Read  Zenith Bank Loan – How to Get Loan from Zenith Bank

How to Send Money to Microfinance Banks, Fintechs & Other institutions?

Dial *919*6# from the phone number you registered with UBA

UBA Transaction Limits

S/NMethod of AuthorizationPer transactionPer Daily
2Secure pass (Token)₦20,000₦100,000
3Secure Pass and Indemnity₦500,000₦1,000,000

Uba Transaction Charges

S/NTransaction typeTransaction Band (₦)Charge (₦)
1Send Money to UBA AccountAll20
2Send Money to Another bank₦0 – ₦5000₦10 + VAT
  ₦5,001 – ₦50,000₦20 + VAT
  Above ₦50,000₦50 + VAT
3Send Money to Prepaid CardAll₦50 + VAT

Airtime top up for yourself

Simply dial *919*amount# on your registered mobile line (e.g. *919*1000#)

Airtime top up for family and friends

Simply dial *919*Phone Number* Amount# (e.g. *919*08123456789*1000#)

Data top up for yourself

Simply dial *919*14# on your registered mobile line.

Data top up for family and friends

Simply dial *919*14*Phone Number# on your registered mobile line.

UBA Transaction Limits

Airtime purchase is limited to ₦20,000 per day and only PIN authentication is required.

UBA Transaction Charges

S/NTransaction typeCharge (₦)
1Buy Airtime (self)Free
2Buy Airtime (3rd party)Free
3Buy Data (self)Free
4Buy Data (3rd Party)Free

How to pay for your flight using UBA code

  • – Dial *919*12#
  • – Input 4-digit PIN and select the bank account to pay from
  • – Select desired airline and input flight PNR (Passenger Name Record)
  • – Input the phone number of the passenger and payment amount (Passenger Name Record)
  • – That’s it. Flight paid!
Must Read  How to block first bank account and ATM card

USSD Codes that help you fly

S/NAirline Tickets Menu *919*12# 
1Ethiopian Airline *919*12*071# 
2Africa World Airline *919*12*394# 
3Lufthansa Airline *919*12*220# 
4Egypt Airline *919*12*077# 
5Turkish Airline *919*12*235# 
6Qatar Airways *919*12*157# 
7British Airways *919*12*125# 
8KLM Royal Dutch Airline *919*12*74# 
9South African Airways  *919*12*83# 
10Etihad Airways *919*12*607# 
11Virgin Atlantic Airline *919*12*932# 
12Royal Air Morocco *919*12*147# 
13Rwanda Air *919*12*459# 
14Kenya Airways *919*12*706# 
15Delta Air Lines *919*12*6# 
16Air France *919*12*57# 
17Emirates *919*12*176# 

USSD Codes for Transactions

Get your account balance on the move… anytime, any day!
Dial *919*00# to check your account balance

Other Transaction types and charges

S/NTransaction typeCodesCharge ()
1Pay Bills*919*5#100 +VAT
2ATM Cardless Withdrawal*919*30*Amount#100 + VAT
3Freeze Online Transactions*919*9#Free
4Open a Bank Account*919*20#Free
5Generate OTP*919*8#5
6Airline Tickets*919*12#50 + VAT
7Taxes and Levies*919*13#50 + VAT
8Block Debit Card*919*10#5
9Retrieve BVN*919*18#Free
10Check LCC e-tag balance*919*16*1#10.00
11Top-Up LCC e-tag*919*16*2#50 + VAT
12Request Bank Statement to Embassy*919*21#1,075 (flat fee) + 21 per page
13Request Bank Statement to Commercial banks and Fin. Inst.*919*21#₦42 per page
14View Mini Statement (last 5 transactions) Free
15Reset/Change PIN Free

I forgot my PIN. How can I change/reset my PIN?

Dial *919# and select ‘PIN Setup’ to change/reset your PIN

I forgot my PIN. How can I change/reset my PIN?

Dial *919# and select ‘PIN Setup’ to change/reset your PIN

What are the transaction limits available on USSD?

The existing limits are:

PIN – N20,000 per transaction and per day
Token – N1m per transaction and per day (for customers with token but no indemnity)
Note: Airtime purchase has been limited to N5,000 per day and the only PIN authentication is required

Can I have both my account and prepaid card registered on the same profile?

You can only register with either your bank account or your prepaid card. You cannot have both registered on the same profile.

What do I need to qualify for this service?

You have to be enrolled for SMS alert and the number you are dialing the code from must be maintained on the account/prepaid card you are trying to enrolled.

Will I be charged when enrolling for the first time?

No, as a new user, enrolment is free. However, you will charged N6.98 per USSD session for subsequent transaction as an existing user.

How do I register for USSD (Magic Banking)?

There are two registration options:
To do this, dial *919# to see the Main Menu and select your desired option. If the user is not yet registered, she/he would be presented with registration options:
With UBA Account
With UBA Prepaid Card


The UBA transfer code is a valuable tool for UBA customers, offering a convenient and secure way to manage their finances on the go. By understanding its features, benefits, and how to use it effectively, you can experience a seamless and efficient banking experience.

Remember, for any further inquiries or assistance, you can always contact UBA customer care through their website, social media channels, or by visiting a branch.

Leave a Comment

Your email address will not be published. Required fields are marked *

Share via
Copy link