How to transfer/check FCMB account balance: A step-by-step guide

Do you need to know how to check your FCMB account balance? If so, you’re in the right place! In this blog post, I’ll walk you through all the different ways to check your balance, so you can choose the method that works best for you.

Whether you prefer to use your phone, your computer, or even a physical ATM, I’ve got you covered. I’ll also provide some additional tips and troubleshooting advice, so you can be sure to get the information you need quickly and easily.

So, without further ado, let’s get started!

Why is it important to check your account balance regularly?

How to transfer/check FCMB account balance: A step-by-step guide

There are a few reasons why it’s important to check your account balance regularly. First, it can help you avoid overspending. If you know how much money you have in your account, you can make sure you’re not spending more than you can afford.

Second, checking your balance can help you identify any fraudulent activity. If you see any transactions that you don’t recognize, you can contact your bank immediately to report them.

Finally, checking your balance can help you stay on top of your finances. By knowing how much money you have available, you can make better budget decisions and plan for the future.

How to check your FCMB account balance

There are several different ways to check your FCMB account balance. Here are the most popular methods:

1. Use the FCMB Mobile app

The FCMB Mobile app is the easiest and most convenient way to check your account balance. To do this, simply open the app and log in with your username and password. Once you’re logged in, your account balance will be displayed on the main screen.

2. Use USSD banking

USSD banking is a phone-based service that allows you to access your bank account without having to use the internet. To check your balance using USSD banking, simply dial *329*00# on your phone. You’ll then be prompted to enter your account number and PIN. Once you’ve entered your account information, your balance will be displayed on the screen.

3. Use the FCMB website

You can also check your account balance on the FCMB website. To do this, simply go to the FCMB website and log in with your username and password. Once you’re logged in, click on the “Accounts” tab and then select the account that you want to check the balance for. Your account balance will then be displayed on the screen.

4. Visit an FCMB branch

If you prefer to check your balance in person, you can always visit an FCMB branch. To do this, simply go to any FCMB branch and ask a customer service representative to help you. They will be able to check your balance for you and provide you with any other assistance you need.

All FCMB Transfer Code

What is an FCMB transfer code?

An FCMB transfer code is a 4-digit code that you can use to transfer money from your FCMB account to another FCMB account or to an account in another bank in Nigeria. You can use your transfer code to transfer money using FCMB’s USSD banking service.

How do I get an FCMB transfer code?

To get an FCMB transfer code, you can:

  1. Dial *329*0# on your mobile phone.
  2. Select the option to create/reset your transfer code.
  3. Enter your ATM card PIN.
  4. Create a 4-digit transfer code.
  5. Enter your USSD PIN to confirm.

How do I use my FCMB transfer code?

To use your FCMB transfer code to transfer money, follow these steps:

  1. Dial *329*Amount*Account number# on your mobile phone.
  2. Enter your transfer code.
  3. Confirm the transaction.

To use FCMB USSD transfer codes, you must first register for USSD banking. You can do this by dialing *329*0# on your phone and following the on-screen instructions.

Once you have registered for USSD banking, you can start transferring money using the following codes:

To transfer money to an FCMB account:

  • Dial *329*Amount*Account number#
  • Enter your USSD PIN
  • Confirm the transaction

To transfer money to another bank account in Nigeria:

  • Dial *329*2*AmountAccount number#
  • Enter your USSD PIN
  • Confirm the transaction
Must Read  Who Owns UBA Bank?

list of all the FCMB transfer codes:

  • To transfer money to an FCMB account: Dial 329Amount*Account number#
  • To transfer money to another bank account in Nigeria: Dial *329*2*AmountAccount number#
  • To transfer money to an international account: Dial *329*3*AmountAccount number#

Here is a step-by-step guide on how to use FCMB transfer codes:

  1. Dial *329# on your phone.
  2. Enter your USSD PIN.
  3. Select the transfer option you want (FCMB account, other bank account in Nigeria, or international account).
  4. Enter the amount you want to transfer.
  5. Enter the account number of the person you are transferring money to.
  6. Confirm the transfer.

Example:

You want to transfer ₦10,000 to your friend’s FCMB account.

  1. Dial *329# on your phone.
  2. Enter your USSD PIN.
  3. Select the transfer option “FCMB account”.
  4. Enter ₦10,000.
  5. Enter your friend’s FCMB account number.
  6. Confirm the transfer.

Your friend will receive the money in their account within seconds.

Also read: How To Check My Uba Account Number In 2023

All fcmb ussd code

FCMB has a lot of different USSD codes for different services. Here are some of the most common ones:

  • To check your account balance: Dial *329*1#
  • To transfer money: Dial *329*2#
  • To pay bills: Dial *329*3#
  • To buy airtime: Dial 3294#
  • To withdraw money from your account without a card: Dial *329*5#

To use any of these codes, simply dial them on your phone and follow the instructions.

FCMB USSD code is a three-digit code that allows you to access your FCMB bank account and perform basic banking transactions without having to visit a branch or use an ATM. You can use your FCMB USSD code to check your account balance, transfer money to other FCMB accounts or other banks, pay bills, and more.

How to use your FCMB USSD code:

To use your FCMB USSD code, simply dial *329# on your mobile phone. You will then be prompted to enter your FCMB account number. Once you have entered your account number, you will be able to access the main menu of the FCMB USSD service.

How to check your FCMB account balance using USSD:

To check your FCMB account balance using USSD, simply dial *329*4# on your mobile phone. You will then be prompted to enter your FCMB account number. Once you have entered your account number, your FCMB account balance will be displayed on your screen.

How to transfer money using FCMB USSD:

To transfer money using FCMB USSD, simply dial *329*2*AmountAccount Number# on your mobile phone. You will then be prompted to enter your FCMB USSD PIN. Once you have entered your FCMB USSD PIN, the transfer will be processed and the money will be transferred to the recipient’s account.

How to recharge airtime using FCMB USSD:

To recharge airtime using FCMB USSD, simply dial *329*1*Phone NumberAmount# on your mobile phone. You will then be prompted to enter your FCMB USSD PIN. Once you have entered your FCMB USSD PIN, the airtime will be recharged

How to pay bills using FCMB USSD:

To pay bills using FCMB USSD, simply dial *329*8*Biller CodeCustomer ID*Amount# on your mobile phone. You will then be prompted to enter your FCMB USSD PIN. Once you have entered your FCMB USSD PIN, the bill will be paid.

How to view a mini statement using FCMB USSD:

To view a mini statement using FCMB USSD, simply dial *329*6# on your mobile phone. You will then be prompted to enter your FCMB account number. Once you have entered your account number, a mini statement of your FCMB account transactions will be displayed on your screen.

How to change your FCMB USSD PIN:

To change your FCMB USSD PIN, simply dial *329*5# on your mobile phone. You will then be prompted to enter your current FCMB USSD PIN and your new FCMB USSD PIN. Once you have entered your current and new FCMB USSD PINs, your FCMB USSD PIN will be changed.

How to get help with using the FCMB USSD service:

To get help with using the FCMB USSD service, simply dial *329*9# on your mobile phone. You will then be able to connect with a customer service representative who can help you with any problems you are having.

Different FCMB Banking Codes

To use FCMB USSD banking, simply dial *329# on your mobile phone and follow the prompts. You will be required to register for the service using your account number and create a transaction PIN. Once you have registered, you can start using FCMB USSD banking to perform the following transactions:

  • Check your account balance
  • Transfer funds to other FCMB accounts or other banks in Nigeria
  • Top up your mobile phone or other mobile phones
  • Pay bills
  • Buy airtime and data
  • Reset your PIN or transaction code
  • Block your debit card
  • Link your BVN
  • View your account statement

list of some of the most common FCMB banking codes:

CodeTransaction
*329*00#Check account balance
*329*Amount*Account number#Transfer funds to another FCMB account
*329*Amount*Mobile number#Top up mobile phone
*329*AmountMeter No# or *329*AmountAccountID#Pay electricity bill
*329*2*AmountSmartcardNo#Pay for DSTV/GOTV
*329*0#Reset PIN or transaction code
*329*1*Mobile Number#Buy data on any phone
*329#, select self-service, select block card#Block debit card
*329#, select self-service, select block account#Block account
*329#, select self-service, select link BVN#Link BVN
*329#, select statement, select full statement, then select duration (up to 6 months)#View full account statement
*329#, select statement then select mini statement#View last five (5) transactions

To use any of the above codes, simply dial the code on your mobile phone and follow the prompts. For example, to check your account balance, dial *329*00# and press send. You will be prompted to enter your account number and transaction PIN. Once you have entered the required information, your account balance will be displayed on your screen.

Must Read  Zenith Bank Loan – How to Get Loan from Zenith Bank

How to use FCMB banking codes

To use an FCMB banking code, simply dial the code on your mobile phone and follow the prompts. You will usually be asked to enter your account number and PIN. Once you have entered this information, you will be able to access the desired banking service.

Here is a list of some of the most common FCMB banking codes:

| Code | Function | |—|—|—| | *329*00# | Check account balance | | *329*AmountAccount number# | Transfer money to another FCMB account | | *329*AmountMobile number# | Top up a mobile phone | | *329*Account/CustomerID# | Purchase internet data | | *329*3*AmountMeter No# | Pay electricity bill | | *329*2*AmountSmartcardNo# | Pay DSTV/GOTV bill |

How to check FCMB account balance in 2023

There are several ways to check your FCMB account balance. You can use the FCMB mobile app, USSD banking, internet banking, or an ATM.

FCMB mobile app

To check your FCMB account balance using the mobile app, simply follow these steps:

  1. Download and install the FCMB mobile app from the Google Play Store or Apple App Store.
  2. Open the app and log in with your account number and password.
  3. Tap on the “Accounts” tab.
  4. Your account balance will be displayed under the “Current Balance” section.

USSD banking

To check your FCMB account balance using USSD banking, simply follow these steps:

  1. Dial *329*00# on your registered mobile phone number.
  2. You will be prompted to enter your USSD PIN.
  3. Once you have entered your PIN, your account balance will be displayed.

Internet banking

To check your FCMB account balance using internet banking, simply follow these steps:

  1. Visit the FCMB internet banking website.
  2. Log in with your account number and password.
  3. Click on the “Accounts” tab.
  4. Your account balance will be displayed under the “Current Balance” section.

ATM

To check your FCMB account balance using an ATM, simply follow these steps:

  1. Insert your FCMB debit card into the ATM.
  2. Enter your PIN.
  3. Select the “Balance Inquiry” option.
  4. Your account balance will be displayed on the ATM screen.

How To Check Fcmb Account Balance

USSD Banking

USSD banking is a convenient way to access your bank account using your mobile phone. To check your FCMB account balance using USSD, simply dial 32900# on your registered phone number. You’ll be prompted to enter your USSD PIN, and then you’ll see your account balance displayed on the screen.

FCMB Mobile App

The FCMB Mobile App is another great way to check your account balance. To do this, simply open the app and log in with your username and password. Once you’re logged in, tap on the “Accounts” tab and then select the account whose balance you want to check. Your account balance will be displayed at the top of the screen.

Internet Banking

You can also check your FCMB account balance using internet banking. To do this, simply log in to your internet banking account and navigate to the “Accounts” tab. Your account balance will be displayed on the screen.

ATM

If you have an FCMB ATM card, you can also check your account balance at any FCMB ATM. To do this, simply insert your ATM card and enter your PIN. Then, select the “Balance Inquiry” option. Your account balance will be displayed on the screen.

Bank Branch

If you prefer, you can also check your FCMB account balance by visiting a bank branch. Simply ask a customer service representative for assistance.

Which method is right for me?

The best way to check your FCMB account balance depends on your personal preferences. If you’re looking for a quick and convenient option, USSD banking or the FCMB Mobile App are great choices. If you need to check your account balance in more detail, internet banking or visiting a bank branch may be better options.


How to Check FCMB Bank Account Balance Using the Mobile App

Checking your FCMB bank account balance on the mobile app is quick and easy. Here’s how to do it:

  1. Download and install the FCMB mobile app on your smartphone or tablet. You can download the app from the Google Play Store or the Apple App Store.
  2. Open the app and log in with your account number and password. If you’re a new user, you’ll need to create an account first.
  3. Once you’re logged in, tap on the “Accounts” tab. This will show you a list of all your FCMB bank accounts.
  4. Tap on the account whose balance you want to check. This will open a new screen that shows your account details, including your current balance.
  5. To view your account balance history, tap on the “Statements” tab. This will show you a list of all your recent transactions.

That’s it! You’ve now successfully checked your FCMB bank account balance using the mobile app.

About FCMB Bank

First City Monument Bank (FCMB) is a leading financial services institution in Nigeria, with a wide range of products and services for individuals and businesses. The bank is headquartered in Lagos and has over 200 branches across the country.

Must Read  UBA Customer Care Number

FCMB was established in 1982 as a merchant bank, and it has since grown to become one of the largest and most respected banks in Nigeria. The bank is known for its innovative products and services, as well as its strong commitment to customer service.

What are FCMB’s products and services?

FCMB offers a wide range of products and services for individuals and businesses, including:

  • Personal banking: FCMB offers a variety of personal banking products, including savings and current accounts, credit cards, and loans. The bank also offers a range of insurance products and investment services.
  • Business banking: FCMB offers a variety of business banking products and services, including corporate accounts, loans, and trade finance. The bank also offers a range of advisory services to help businesses grow and succeed.

What are FCMB’s advantages?

FCMB has a number of advantages over its competitors, including:

  • Strong financial performance: FCMB is one of the most profitable banks in Nigeria. The bank has a strong track record of growth and profitability.
  • Wide range of products and services: FCMB offers a wide range of products and services for individuals and businesses. This makes it a one-stop shop for all your financial needs.
  • Innovative products and services: FCMB is known for its innovative products and services. The bank is constantly developing new products and services to meet the needs of its customers.
  • Strong commitment to customer service: FCMB is committed to providing its customers with the best possible service. The bank has a team of experienced and knowledgeable staff who are dedicated to helping customers with their financial needs.

Why should you choose FCMB Bank?

FCMB is a leading financial services institution with a strong track record of growth and profitability. The bank offers a wide range of products and services for individuals and businesses, and it is known for its innovative products and services and its strong commitment to customer service.

If you are looking for a reliable and trustworthy bank, FCMB is a great choice. The bank offers a wide range of products and services to meet the needs of all types of customers, and it is committed to providing its customers with the best possible service.

FAQ about FCMB Bank

FCMB Bank is a leading financial services provider in Nigeria. It offers a wide range of products and services to individuals, businesses, and government institutions. The bank has a network of over 200 branches and over 1,000 ATMs across the country.

Here are some of the frequently asked questions about FCMB Bank:

1. How do I open an account with FCMB Bank?

To open an account with FCMB Bank, you can visit any of the bank’s branches or open an account online. The requirements for opening an account vary depending on the type of account you want to open. However, you will generally need to provide the following information:

  • Your full name
  • Date of birth
  • Address
  • Phone number
  • Email address
  • Occupation
  • Proof of identity (e.g., passport or driver’s license)
  • Proof of address (e.g., utility bill or bank statement)

2. What types of accounts does FCMB Bank offer?

FCMB Bank offers a wide range of accounts, including:

  • Current accounts
  • Savings accounts
  • Domiciliary accounts
  • Salary accounts
  • Business accounts
  • Children’s accounts
  • Teen accounts
  • Senior citizens’ accounts

3. What are the benefits of banking with FCMB Bank?

FCMB Bank offers a number of benefits to its customers, including:

  • Competitive interest rates on savings and deposits
  • Low fees on transactions
  • Access to a wide range of products and services
  • Convenient banking channels, such as online banking, mobile banking, and ATMs

4. How do I transfer money with FCMB Bank?

There are a number of ways to transfer money with FCMB Bank, including:

  • Online banking
  • Mobile banking
  • ATM
  • Branch banking
  • USSD

5. How do I receive money from abroad with FCMB Bank?

To receive money from abroad with FCMB Bank, you will need to provide the sender with your bank account details, including your account number and SWIFT code. You can find your bank account details on your online banking account or by calling the bank’s customer care center.

6. What are the charges for ATM withdrawals and transfers?

The charges for ATM withdrawals and transfers vary depending on the type of account you have. However, you can generally get up to five free ATM withdrawals per month. For transfers, you can generally make up to three free transfers per month to other FCMB accounts.

7. How do I contact FCMB Bank customer care?

You can contact FCMB Bank customer care by phone, email, or social media. The bank’s customer care center is available 24/7.

8. Fcmb banking codes

  • Dial *329*Amount# to top-up your mobile phone.
  • Dial *329*Account/CustomerID# and select your preferred internet service provider.
  • Dial *329*Amount*Mobile number# to top-up other mobile phones.
  • Dial *329*Amount*Account number# to transfer funds.
  • Dial *329*00# to check balance. 
  • Dial *329*0# to reset PIN or reset/create transaction code.
  • Dial *329*1*Mobile Number# to buy data on any phone.
  • Dial *329#, select self-service, select block card to block debit card
  • Dial *329#, select self-service, select block account to block account
  • Dial *329#, select self-service, select link BVN to link BVN
  • Dial *329#, select statement, select full statement, then select duration (up to 6 months). Your statement will be sent to your registered email address instantly.
  • Dial *329#, select statement then select mini statement to view your last five (5) transactions instantly.
  • Dial *329*3*Amount*Meter No# or *329*3*Amount*AccountID# to make your electricity bill payments.
  • Block USSD Profile or Block Bank Account- *329*911# (Dial from either Registered or Unregistered number) See More
  • Dial *329*Amount*SmartcardNo# to pay for Startimes
  • Dial *329*2*Amount*SmartcardNo# to pay for DSTV/GOTV.

conclusion

I hope this blog post was helpful! If you have any other questions about FCMB, please feel free to leave a comment below. And if you found this post helpful, please share it with your friends and family!

Do you have any other questions about banking or finance? If so, I’m always happy to help. Just leave a comment below or send me a message on social media. I’m also open to suggestions for future blog posts, so let me know what you’d like to learn more about.

Thank you for reading!

Richard okechukwu Chinedu

FinTech enthusiast with a passion for making financial technology accessible and understandable. I break down complex concepts into actionable insights to empower readers to navigate the ever-evolving world of FinTech.

You may also like...

Leave a Reply

Your email address will not be published. Required fields are marked *

0 Shares
Share via
Copy link